PayPal vs Crypto vs Gift Cards: Which Should You Pick?
Sep 29, 2026
Your balance is growing, and now you are choosing how to get paid. The right payout method depends on what you want the money for: PayPal for money in your PayPal account, a virtual Visa for spending anywhere online, crypto for the smallest withdrawals, and a gift card for a store you already use.
Every payout method shows its minimum and its fee in the withdrawal window before you confirm, so you see the figures at the moment you choose.
| Method | What you receive | Fee | Best for |
|---|---|---|---|
| PayPal | A payment into your PayPal account, through a claim link | A fee from our payment partner | Money in your PayPal account |
| Virtual Visa | A card number for online checkouts, through a claim link | None | Spending anywhere online that accepts Visa |
| Crypto | The coin you choose, sent to your own wallet | The network's own fee | The smallest withdrawals, and crypto you want to keep |
| Gift card | A code for the brand you choose | None | A store or game you already use |
Pick PayPal for money in your PayPal account
A PayPal withdrawal is a payment into your PayPal account. You do not type a PayPal email on Earnit: we send you a claim link, and the link also waits on your withdrawals page. PayPal carries a fee from our payment partner, and the withdrawal window shows the exact fee before you confirm.
If you want plain money you can move anywhere PayPal works, PayPal is the default pick. If you would rather pay no fee at all, the virtual Visa and gift cards cost nothing to withdraw.
Pick the virtual Visa for spending anywhere online
The virtual Visa gives you a card number you can use at any online checkout that accepts Visa, through a claim link like PayPal's, and it carries no fee. The virtual Visa is the way to spend your balance anywhere online without a PayPal account and without tying it to one store.
Pick crypto for the smallest withdrawals
On a network with a low fee, crypto has the lowest minimums, so it is the way to withdraw a small balance. You choose the coin and the network, and the network charges its own fee, which the withdrawal window estimates before you confirm. USD Coin and Tether are built to hold their dollar value, while other coins, such as Bitcoin, can move in price after you receive them. Earning Bitcoin without buying any works the same way: you earn with offers and surveys, and choose Bitcoin when you withdraw.
Before you confirm, copy the address from your wallet app and make sure the network matches the one your wallet uses for that coin.
Pick by what the money is for: PayPal for your PayPal account, the virtual Visa for any online checkout, crypto for small amounts, and a gift card for a store you already use.
Pick a gift card for a store you already use
A gift card is a code for the brand you choose, such as Steam, Amazon or PlayStation, and it carries no fee. Choose a brand you would spend money at anyway, because a gift card is only as useful as the store behind it. Gift cards come in versions for different countries, so choose yours in the Region picker at the top of the withdrawal window.
Before you withdraw
Each withdrawal has its own payout method, so you can withdraw to PayPal one day and to crypto the next. Every withdrawal needs a verified email address, and your first one also needs a minimum of confirmed rewards you earned yourself. A first-week plan shows a new account how to reach it. Check your payment details before you confirm, and see which methods carry a fee if the fee decides it for you. Most withdrawals are sent within minutes, often instantly.
When your balance is ready, choose a payout method on the withdraw page, where each one shows its lowest amount next to Min.
